Budgeting (Dirty B Word)

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Lets start the conversation out by saying this: You can like nice things and enjoy life while you are on a budget. Budgeting doesn’t mean only liking the cheapest stuff and living the most frugal life.  It means giving every dollar an assignment and spending and saving with purpose. Sometimes people like to be cheap just for the sake of it, but you end up spending more money in the long run. For example, people will buy gas at a cheaper gas station even if it’s super inconvenient to get to and takes an extra 10 minutes out of their day. Or they’ll buy a ton of something that’s a super great deal just because it’s a great deal, not because they actually need it. Or they’ll give up eating healthy all in the name of purchasing the less healthy “value pack.” You might save money now, but you’ll spend more later.

Budgeting has purpose, and everything in your life INCLUDING your money MUST be purposed. Budgeting creates a consciousness that has you weighing the pros and cons of everything you spend. Now let me say this, budgeting isn’t like a fad diet. Budgeting is a lifestyle change. You don’t budget for 3 months, stack up on savings then be like, ok I can go back to frivolous spending again.  Budgeting your money really gives you the freedom to choose, and choose soundly. It can allow you to get a very expensive pair of  shoes that you need, instead of 5 cheap shirts that you don’t need.

Right now especially while life is crazy and busy, you need a financial standard to rely on or your money will get busy and crazy as well! Take the time this weekend to create a budget and stick to it.

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